Legal

Terms of Service.

Effective date: April 30, 2026

These Terms of Service govern use of https://erikathebroker.com and https://Silvertsunamigroup.com (collectively, the "Websites"), under the Erika the Broker brand, operated by The Silver Tsunami Group, LLC ("Company," "we," "us," or "our"), and participation in our optional text messaging program.

1. Website use

Please review these terms before using the website. You must use the website lawfully and provide accurate information when submitting inquiries. If you submit information on behalf of a business or another person, you must have authority to do so. Do not impersonate others, submit unlawful content, interfere with site operation, introduce malicious code, or attempt unauthorized access.

2. Information and professional engagements

Website content provides general information about business acquisition, ownership, education, advisory services, and related resources. It does not constitute personalized legal, tax, accounting, investment, or financing advice, or a valuation of a specific business.

Submitting an inquiry, requesting a resource, or receiving an introductory response does not by itself create an advisory, brokerage, agency, fiduciary, or other professional engagement. Any engagement, representation, scope of work, compensation, and obligations must be established in a separate agreement with the relevant provider.

3. Opportunities, results, and third parties

Information about businesses and opportunities may come from owners or other third parties and may change. We do not guarantee its completeness, an opportunity's continued availability, financing approval, transaction completion, business performance, or any particular outcome. Conduct appropriate independent due diligence and consult qualified professionals before acting.

The website may reference independent providers and resources. Their services are governed by their own agreements and policies. Referral or other compensation arrangements relevant to an engagement will be addressed through applicable disclosures or agreements. A link or introduction does not guarantee a third party's services or results.

4. Website materials and submissions

Website text, graphics, branding, and educational materials are owned by the Company or used with permission, unless otherwise indicated. You may view materials and use resources made available for your personal business evaluation, subject to any accompanying license. Reproduction, resale, or redistribution requires permission unless permitted by law.

You retain ownership of information you submit. You authorize us to process it to respond to your request and administer services as described in our Privacy Policy. Do not submit another party's confidential information without authority. Any nondisclosure obligations should be addressed in a separate agreement before confidential deal documents are exchanged.

5. Optional SMS program

Program identity. Messages are sent by Erika the Broker, founder of The Silver Tsunami Group, LLC.

Message categories. Informational messages concern your inquiry, appointment confirmations, and appointment reminders. Marketing messages concern acquisition education programs, events, and advisory services. You receive categories for which you have provided the applicable consent.

Enrollment. Enroll by providing your phone number and selecting the relevant optional consent checkbox. Consent is not a condition of purchasing services or submitting an inquiry. You must be authorized to use the number provided. Tell us if you relinquish or change that number.

Frequency and costs. Message frequency varies. Message and data rates may apply under your carrier plan. Contact your carrier with questions about those charges.

Stopping messages. Reply STOP to unsubscribe. You may receive one confirmation of your request, after which further messages from the program will stop unless you enroll again. We also honor other valid revocation requests as required by law. You can request assistance through info@erikathebroker.com.

Help. Reply HELP for assistance or email info@erikathebroker.com.

Delivery. Text delivery depends on carrier and network availability. Carriers are not liable for delayed or undelivered messages. Do not rely on this program for emergency communications or time-critical transaction instructions.

Privacy. Our Privacy Policy explains how we handle phone numbers and consent information.

6. Paid services

These website terms do not establish fees, commissions, refund rights, subscription renewals, or cancellation terms for paid services. Review the applicable service agreement or purchase terms before committing. If those specific terms conflict with these website terms regarding that service, the specific terms control, subject to applicable law.

7. Availability and responsibility

We may maintain, update, or discontinue website features. We do not promise uninterrupted or error-free access. To the extent permitted by applicable law, general website information is provided without warranties of accuracy, completeness, merchantability, or fitness for a particular purpose.

Nothing in these terms excludes liability that cannot lawfully be excluded or limits obligations expressly undertaken in a signed engagement agreement. These terms do not waive statutory consumer rights or authorize fraud, intentional misconduct, or unlawful conduct.

8. Changes and questions

We may revise these terms by posting an updated version and effective date. Material changes will be communicated, and consent obtained, where required by applicable law. Revised website terms do not automatically amend a separate signed engagement agreement or expand an existing SMS consent.

For questions, contact:

The Silver Tsunami Group, LLC
Erika the Broker
Email: info@erikathebroker.com
Mailing address: 111 N. Orange Ave. #800, Orlando, FL 32801
Websites: https://erikathebroker.com and https://Silvertsunamigroup.com